Dmitrii Frolov
Larnaca
Summary
Fintech CTO with 15+ years of experience leading technology strategy, scaling engineering organizations, and driving digital transformation. Proven record in building cloud-native payment platforms, orchestrating cross-functional teams, and delivering measurable business impact - from cost reduction to time-to-market acceleration. Passionate about innovation, architecture excellence, and team culture.
Overview
14
14
years of professional experience
1
1
Certification
Work History
Chief Technology Officer
Payler
01.2024 - Current
- Defined and executed a multi-year technology transformation roadmap aligned with business expansion strategy.
- Partnered with CEO and Product leadership to drive modernization from monolith to microservices, improving uptime and scalability.
- Introduced engineering KPIs (velocity, deployment frequency) that improved delivery predictability by 35%.
- Reduced regression testing time from 4 days to 0.5 by implementing fully automated pipelines.
- Cut infrastructure and software costs by 50% through IaC migration and vendor consolidation.
- Scaled engineering organization from 23 to 48 and established 5 cross-functional teams, maintaining 80% of delivery velocity after restructuring.
Head of Business Solutions Development (CTO)
Paysend
01.2021 - 12.2023
- Launched Paysend Business in UK and US markets, achieving 30% YoY turnover growth and successful PCI-DSS compliance.
- Migrated infrastructure to AWS Cloud, reducing hosting costs by 3× while improving reliability and scalability.
- Implemented SCRUM and RICE prioritization frameworks across teams, improving time-to-market by 40%.
- Expanded team from 10 to 23 across 3 self-managed squads, boosting delivery capacity fivefold.
Senior/Lead .NET & SharePoint Developer
Robokassa, BizApps, Lizard Soft, Webconsultants, Hardpoint Consulting, UniCredit Bank
01.2012 - 01.2020
Delivered large-scale systems for financial institutions, marketplaces, and enterprise portals, focusing on reliability, automation, and scalability.
Education
Master's Degree - Computer Science
Sevastopol State Technical University
01.2008
Skills
- Architecture
- Cloud strategy management
- Team Leadership
- Product & Delivery Management
- Payments Orchestration
- Risk Management Systems
- Data-Driven Decision Making
- Technology Governance and Vendor Management
- Digital Transformation
- Corporate strategy development
- Regulatory Compliance
Accomplishments
- Reduced cloud and licensing costs by 50% through infrastructure optimization and vendor management.
- Doubled delivery speed while reducing team size by 50% through process redesign and automation.
- Scaled product architecture to support 10× transaction volume growth with zero downtime.
- Built next-generation fintech platform covering orchestration, risk management, and ledger modules.
Certification
- EF SET English Certificate (C2 Proficient, 2023)
- Accelerate Your Career to Become a Top IT Leader, Udemy (2023)
- High-Impact IT Leader, Udemy (2023)
Languages
English
Full Professional
Russian
Native or Bilingual
Ukrainian
Native or Bilingual
Timeline
Chief Technology Officer
Payler
01.2024 - Current
Head of Business Solutions Development (CTO)
Paysend
01.2021 - 12.2023
Senior/Lead .NET & SharePoint Developer
Robokassa, BizApps, Lizard Soft, Webconsultants, Hardpoint Consulting, UniCredit Bank
01.2012 - 01.2020
Master's Degree - Computer Science
Sevastopol State Technical University
Technology & Domains
- Domains: Payments orchestration, Fintech SaaS, Risk management, Treasury, Ledger, Compliance
- Tech Stack: .NET 8, PostgreSQL, Redis, Kafka, AWS EKS, Terraform, Helm, GitLab CI/CD, Grafana, Prometheus
Leadership & Culture
- Built strong engineering culture focused on autonomy, accountability, and delivery metrics.
- Implemented leadership mentoring, performance reviews, and transparent career paths.
- Aligned technology strategy with business OKRs and quarterly executive planning cycles.
Assessments & Leadership Potential
PiF (Potential in Focus) Assessment — Ecopsy Consulting, 2025
Leadership potential: High (93rd percentile for Openness to Change, 93rd for Motivation to Development, 88th for Initiative and Persistence).
Demonstrates strong adaptability, critical thinking, and learning motivation — aligned with executive leadership roles.
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